Moxie Moves was founded by Anne McNamara and Luz Ramirez, two developers driven by a shared belief that real estate should do more than generate returns — it should rebuild communities, restore pride, and give people places they’re proud to call home.
Anne McNamara is a visionary placemaking developer with a track record of turning underused buildings into thriving, design-led assets. Drawing on her background in regeneration, communications, and public-private partnerships, she leads Moxie’s U.S. portfolio — including downtown revitalization projects in Florida and Illinois — with a focus on design quality, financial innovation, and investor trust.
Luz Ramirez brings deep expertise in impact housing, community development, and public-sector collaboration. With experience across transitional and workforce housing, she leads Moxie’s work in aligning funding streams, grants, and county partnerships to make affordability sustainable. Luz ensures every Moxie project delivers measurable social outcomes alongside long-term economic value.
Together, Anne and Luz bridge design and finance, creativity and structure — proving that purpose-led development can be both beautiful and bankable.


